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Financing Considerations
Borrower's Checklist
Okay, so you've selected your community, your lot, and your architect. You've got a terrific set of plans, and you're ready to build. What about construction funds? Have you selected a lender and considered the documentation they will need to make a lending decision?
Take
a moment now to look over the list. Obviously, the sooner you get the complete set of items the sooner you can start construction. Please note that though the second group of items your contractor will give you, you'll still need to collect these items and assemble them to complete your loan package.
* Plans and specifications
for the proposed construction.
* Purchase Contract or Agreement for lot if lot.
* HUD-1 Closing Statement provided by
the closing agent.
* Copy of Listing Agreement on current residence to be sold.
* Architect Agreement.
* Copies of any permits obtained (maybe obtained by Contractor).
* Copies of any approvals from city/county/homeowners' assoc.
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